How We Do It @ MondayMorningReview.com

Wall Street has been ‘timing’ the markets for over a century! This timing has less to do with buying and selling specific investments than it does buying and selling types of investments. When Wall Street professionals read the signals that stocks are moving lower, they move their investments into cash or bonds. When the signals say that stocks are about to rebound, they move their money back into stocks.

If everyone knew what the Wall Street pros know, it would be harder for them to time the markets, because they need investors to buy what they're selling when they're trying to move money between types of investments. It literally comes down to this: Wall Street likes to play with other people's money. Your money. Rapid market declines (as in the Year 2001) are true tests of will for "buy and hold" investors. And if one "holds" too long in a declining market, it's often too late to do anything but ride it out and hope for a rebound.

For individual investors who haven't (or don't want to) learn the market's signals, "buy and hold" (as long as you're buying quality investments) can feel like a reasonable approach. For those who want to feel more in control of their investment strategy, there's a simple, free Wall Street "secret" that you should understand.

Monday Morning Review™ gives you an unbiased prediction for the general direction of the markets, just like Wall Street gets - only better.

One of Wall Streets best-kept "secrets" for avoiding major losses and enjoying rallies has a complicated name - but it's very simple to use and extremely powerful.

Start by taking a look at this historical chart, showing the monthly highs and lows for the Standard and Poor's 500 Index Exchange Traded Fund (symbol SPY) during the most treacherous stock markets in recent history - the years 2000 to 2003.

Looking back, it's easy to see when would have been a good time to buy and sell. But how would an investor know in February 2000, for example, that the trend was headed down, or that in March 2003 it was headed back up? That's where the Moving Average Convergence Divergence (MACD) comes in.

Developed by Gerald Appel, the MACD tracks a "fast moving average" and a "slow moving average". Take a look at the same chart with the standard MACD indicators added. Notice also where the red and green lines cross.

MACD Red Line = ‘Fast’ moving average
MACD Green Line = ‘Slow’ moving average

When the red line (fast moving average) crosses down through the green line (slow moving average), the trend for this stock or index is down, and it's time to sell. When the the red line crosses up through the green line, the trend for this stock is up, so it’s time to buy. It's as simple - and powerful - at that. Using the MACD for buy/sell decisions could have prevented many of the losses individual investors suffered in the Year 2000.

The Good News - Using the standard MACD can improve your investment performance. A standard MACD chart is available for nearly every index, stock, mutual fund, bond, REITS, and even commodities like gold. Even better, the standard MACD is available FREE on many internet investment web sites.

The Less-Than-Good News - The standard MACD alone doesn't always outperform "buy and hold". To consistently outperform "buy and hold", you have to follow the MACD carefully, and factor in other indicators like the professionals on Wall Street do - and that can be a full-time job.

The Monday Morning Review™ will help you consistently beat both the "buy and hold" and standard MACD approaches. That's OUR full-time job!

Our unique newsletter delivers - to the individual investor - all the power of the technologies and expertise that Wall Street uses to anticipate market direction, and then some. Our proprietary Advanced MACD™ Analysis, in conjunction with additional tools and market insights, predicts the direction of the major indexes and bond markets. Investors who act on our BUY/SELL signals regularly beat the standard MACD and 'buy and hold' approaches.

This chart shows weekly highs and lows for the Standard and Poor's 500 Index Exchange Traded Fund (SPY) for the years 2000 - 2003, the same time period as the monthly version of the standard MACD shown above. Notice the multiple BUY and SELL indicators from Monday Morning Review's system (available with the Silver, Gold and Platinum Plans). Investors who followed these signals would have avoided the long-term losses and seen a 162.78 percent return over this period. In a nutshell, that's the power of the Monday Morning Review.

While charts are nice, it's important to know how our systems compared to the strategy of "buying and holding" stocks over a long period of time. We think you will be impressed. During the period from 1998 to 2006, the 'Buy and Hold' strategy would have been close to a negative one percent return, while the Monday Morning Review™ strategy would have resulted in nearly a 163 percent positive return over the same eight year period.

Some people aren't comfortable making frequent adjustments to their portfolios, so we offer the Monday Morning Review, Quarterly Edition™ to all Platinum Plan subscribers. This special version of the newsletter provides less frequent timing signals, but can still make an impressive difference in your returns. Note in the chart below that only three adjustments, predicted by the Monday Morning Review™ system, could have made the difference between 80 percent return for "buy and hold" investors and a 212 percent return for Monday Morning Review™ subscribers over this period.

These three very powerful signals between 1996 to 2003 could have benefited most investors' portfolios during a very turbulent time in the stock markets - without a lot of trading. Look at these amazing results, when compared to the higher-risk, lower-return results inherent in the 'buy and hold' strategy.

Are you ready to improve your investment and savings performance? We have plans for all different budgets and investing styles.

For literally pennies a day, the Monday Morning Review™ will help you protect your investments and seize opportunities, so pick a plan and sign up right away and see where the markets could go tomorrow!

* Explanations and Disclaimers: The timing results and Returns on Capital are for demonstration purposes only and are not meant to imply future results or returns. The performance figures in the tables shown above are taken from our proprietary Advanced MACD systems provided to our Silver, Gold, and Platinum Plan subscribers, and are not representative of, nor meant to imply, that the Bronze Plan results are, or could be similar to our Advanced MACD systems, since the Bronze Plan utilizes a standardized MACD system, commonly available on the internet and other investment sources. A standardized MACD system will help identify market tops and bottoms, but is not designed to out-perform the Advanced MACD systems utilized for our Silver, Gold, and Platinum Plans. The examples above, using our Advanced MACD systems are for a hypothetical portfolio using an initial capital outlay of $50,000, and trade commissions of $15. Charts and Returns on Capital were calculated using the exchange traded fund designed to mimic the Standard and Poor's 500, called a ‘Spider', ticker symbol (SPY), traded on the American Stock Exchange. In this hypothetical portfolio, we did not short any stocks or other assets, and when not invested in stocks held the money in a cash account bearing 2 percent.

No offer or solicitation to buy or sell securities or securities derivative products of any kind, or any type of trading or investment advice, recommendation or strategy, is made, given or in any manner endorsed by MMR Publishing, LLC, or any of its publications. Past performance, whether actual or indicated by historical tests of strategies, is no guarantee of future performance or success.

No system has a crystal ball, but successful investors constantly seek new and helpful information to assist in their quest for better performance. There are inherent limitations that investors should understand. Unlike an actual performance record, simulated results do not represent actual investment performance or trading. Because the trades have not actually been executed, the results may have under- or overcompensated for the impact of certain market factors, such as the effect of limited trading liquidity. No representation is being made that any investor will or is likely to achieve results similar to those shown. The results presented reflect past performance and should not and cannot be viewed as an indicator of future performance.

All features, strategies, functions used on this web site are the property of MMR Publishing, LLC. Refer to the Conditions of Use page for further discussion and information.